35 Ways to save for your Wedding
May 26, 2009 by Admin
Filed under General, Wedding Plans
Whoever you are, your wedding will be one of the most expensive single outlays of money of your life.
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The average cost of a wedding today in USA today is between $25,000 – $30,000. The majority of people do not have this kind of money available to them, so they basically have three options.
1. Borrow
2. Save
3. Get someone else to pay!
There are a lot of couples who decide to go down the first route, getting a loan. This means you can get married sooner rather than wait till enough money is saved up. For the amount of money we are talking here the monthly repayments can be steep and interest over extended periods usually adds $1000’s to the overall repayable amount. If you are happy to do this and don’t think starting married life with huge financial debts is a problem then all the best to you.
If you are saving all of the money for your wedding yourselves then the 35 tips below will help you get to your desired total far quicker and easier.
35 tips for saving money for your Wedding
1. Open a savings account with your bank.
2. Start a savings jar.
Any spare change you have in your purse, pockets or wallets at the end of each day should go into this savings jar. You can even get some that you have to smash open to gain access, this is a good idea incase you get tempted to dip into it.
3. Shop smarter
Consider getting your groceries from the market rather than the supermarket.
4. Make a Shopping list.
Before you go shopping write out a list of everything you need. Do not be tempted to buy unnecessary items.
5. Use your list to Shop Online.
This way you won’t be tempted by all the shiney things!
6. Buy the stores own brand products.
7. Plan your meals each week beforehand.
This way you wont end up throwing away unused perishables.
8. Overcook
By that I mean make more food than necessary and put it in the freezer for next week.
9. Buy cheaper cuts of meat
Although it will take longer to cook so tender, cheaper cuts still offer plenty of flavor.
10. Stop buying expensive coffee on the way to work
Instead of paying the high prices, invest in a coffee maker and a travel mug, you will soon be in profit.
Mr. Coffee ISX46 12-Cup Programmable Coffeemaker
11. Take sandwiches into work instead of using the canteen or eating out at lunchtime.
12. Limit your eating out meals out to one every two weeks.
If you do eat out regularly then you will save a fortune by limiting it. When you do go out it will be even more special.
13. Put a ban on all takeaways – or use it as a monthly treat
14. If you regularly buy a magazine, take out a subscription.
15. If you regularly buy a magazine and don’t read it – stop buying it.
16. Use a local library or second hand bookshop instead of buying books.
17. eBooks are also cheaper than the hardcopy versions.
Get 20% Off Featured Authors at Ebooks.com!!!
18. If you have an expensive gym membership consider stopping it and buying low cost exercise equipement and working out at home.
19. Or you could take up free activities like jogging or walking.
20. If you like to unwind with a glass of wine, why not try making your own or you could even save by buying in bulk.
21. Try and cut down on going to bars and paying the high pub prices.
22. If you smoke, quitting now will save you a fortune and also do wonders for your health.
23. Have a look around your home for any items or clothes that you no longer require, then sell them.
24. Only buy new clothes if they are in the sales.
25. Use price comparison websites to always find the best deal.
26. Try switching home energy companies.
27. Never leave a tap to drip.
28. Replace all of your light bulbs with the energy saving versions.
29. If it’s dry outside, use the line rather than the tumble dryer.
30. Do not use your credit card to take money from an ATM, the costs are usually high.
31. Pay off your credit card each month by direct debit avoiding missed payment fees.
32. If you do need a large sum of money for a home repair etc. consider taking a low cost loan rather than use your credit card.
33. If you get a bonus from work or somewhere unexpected, put it all in your wedding savings account – you werent expecting it anyway.
34. Budget how much money you need to live on and withdraw just that each week. Any money you didnt spend goes into the savings jar. Any money left in your account at the end of the month goes into your savings account.
35. If you can’t do without a holiday this year try a low cost operator – if you can do without that would be better.
For even more money saving ideas (127 pages)
Click Here
Always remember your final goal, a bit of sacrifice will bring you closer to
YOUR WEDDING!
Please take a minute to digg this article. Thank you
Remember, this is only my advice on how you can save money. I will not accept any liabilty for your actions.
photography on Tue, 4th Aug 2009 8:18 am
Thats really useful